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From Lorman Education Services
Texas Nonsubscriber Claims 101: Perspectives From Employees and Employers
BenefitsTexas is the only state in the union that permits employers to opt-out of worker's compensation insurance. Employers who opt-out are known as nonsubscribers. Some nonsubscriber employers purchase insurance products that pay for medical care, lost wages and indemnify the employer if a claim is filed. Other employers self-insure and handle claims in-house or send them to third-party claim
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Texas Nonsubscriber Claims 101: Perspectives From Employees and Employers
BenefitsTexas is the only state in the union that permits employers to opt-out of worker's compensation insurance. Employers who opt-out are known as nonsubscribers. Some nonsubscriber employers purchase insurance products that pay for medical care, lost wages and indemnify the employer if a claim is filed. Other employers self-insure and handle claims in-house or send them to third-party claim
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