Balance Telephone Seminars

Loan Modification Fundamentals ...lve these defaults and foreclosures, attempting to find a balance between allowing consumers to remain in their homes without bankrupting their lenders. This live audio conference will discuss the practical ways borrowers and lenders can strike that balance by modifying the terms of mortgage loans in a way that permits borrowers to either retain their homes or resolve their debts and obtain a  more...

Effective UCC Search Strategies to Minimize Risk BenefitsLenders and other creditors need to know where they stand if a debtor becomes bankrupt. Primarily, this is a function of whether they have a lien or security interest and if so, whether anyone else has a prior lien or security interest. Liens generally must be made public in some way - usually by a filing in a public office - in order to enjoy priority, so prospective lenders and creditors  more...

Using Travel Policy to Control Costs ...st practices in travel management, so they can manage the balance between the competing strategic goals of service, savings and safety. Because a well-structured travel policy addresses the key components of successful travel management, we will describe best practices regarding travel agencies; reservation processes; and class of service for airlines, hotels, and car rentals; policy  more...

Understand and Interpret Financial Statements ...ts of a set of financial statements. He will also discuss balance sheet and income statement analysis and understanding cash flow statements. Finally, he will touch on key ratio analysis and how ratios provide an additional tool to judge financial performance. This live audio conference is designed to provide you with an understanding of the four basic financial statements, offer concepts of  more...

Screening Unemployed Job Applicants: Pros and Cons to Consider ...balance their need for information about potential applicants, given the high costs of even a single 'bad hire,' with understanding their legal obligations and the risks of using certain available tools to screen job applicants. Unemployed applicants pose unique issues and are more likely to bring a failure to hire discrimination claim. (Solution) This live audio conference empowers recruiters  more...

Ethical Settlement Negotiations BenefitsThis audio conference will outline the key ethical rules and parameters faced by lawyers during negotiations of litigated matters. This program will also emphasize the recent guidance from the American Bar Association and various state and federal courts on matters ranging from basic duties of disclosure to the often murky rules affecting class actions and the settlement of complex  more...

Obtaining Surety Bonds for Construction Projects ... that sureties are more closely scrutinizing contractors' balance sheets and underwriting information to meet these standards and this trend will remain until the construction industry demonstrates real signs of recovery. Sureties have increased their examination of financial statements and use credit modeling to pinpoint contractors that present a higher risk profile and to adjust program  more...

Land Banking, Off-Balance-Sheet Financing and Joint Ventures in Residential Development ...balance-sheet financing and joint ventures have become an even more important means for the home-building industry to mitigate the risk of land ownership, control capital requirements, and avoid the negative impact of carrying acquisition assets and liabilities on balance sheets. This teleconference is intended to provide those involved with the residential real estate development industry a  more...

Accounting for Off-Balance Sheet Items Update ... finance or asset securitization or, more broadly, as off-balance sheet financing. The recent financial crisis elevated concerns about the adequacy of the accounting and reporting standards for these transactions and structures. In June of 2009, the FASB issued two major standards, SFAS 166 and 167, in an attempt to address these concerns. SFAS 166 strengthens the sale accounting requirements  more...

Pervious Concrete - The Pavement That Drinks! ... in flooding, erosion and disruption of the environmental balance. Pervious concrete parking areas eliminate the need for retention ponds and other runoff collection methods, providing for more efficient land use. This benefits not only the building owner economically, but the entire community environmentally and aesthetically. Rather than directing and storing storm water off-site, the  more...

Internet and Email: Monitoring Employee Conduct ...vidual lives, but our workplace relations. Employers must balance employee privacy rights with the legitimate need to know what is going on in the workplace and to ensure employees are conducting themselves appropriately over the employers electronic communications systems. Companies can access information about their employees in a myriad of ways. Telephone communications, internet access and  more...

Cash Is King: Effective Cash Flow Management ...balance sheet is often described as a snapshot of your financial situation at a single point in time. (Think of it as the balance in your personal checking account.) An income statement summarizes revenue, expenses and net income for the entire year or other period of time. Both of these financial statements are important tools to measure the success of your business but do little to tell you  more...

When HOA's and the IRS Compete for Lien Property: Lien Priorities, Perfections and Foreclosure Rights ...respective lien rights, how to recalculate the HOA's lien balance if necessary and when to not pursue collections. This teleconference will discuss a uniform approach that you can utilize to resolve these competing lien claims in favor of HOA's - and perhaps get some 'good law' on the books for HOA's nationwide. Attorneys, presidents, vice presidents, real estate professionals, owners,  more...

Drafting Trusts in Estate Planning ... exemption back down to $1 million when Congress tries to balance the budget in a few years? In addition to estate taxes, clients' families need protection from probate, bad marriages and creditors, especially if they get into financial distress in the future. This teleconference will help you address all of these issues. Find out how to avoid probate, especially lifetime probate. Learn about  more...

Optimize Your Workforce Scheduling ... lean and flexible. The aim of workforce scheduling is to balance constraints to ensure that the right people with the right skills are in the right place at the right time. Workforce planning provides a systematic approach to determining staffing needs, analyzing the current workforce skills and number, addressing gaps in numbers and competencies, making staffing decisions based customer  more...