Department Telephone Seminars

Payroll Recordkeeping: What You Need to Know ...garding wages, hours and other items, as specified in the Department of Labor recordkeeping regulations. Discover what is required for both exempt and nonexempt employees, including how long the records must be maintained. Home-workers, employees working under certain specified pay arrangements, employees to whom lodging or other facilities are furnished and employees in certain other  more...

Commercial Loan Documentation BenefitsAs commercial loan documentation has become more complex and hundreds of pages long, many loan officers and counsel have found it difficult to adequately review the documentation. This live audio conference will provide you with a comprehensive understanding of drafting and reviewing the key provisions of a credit agreement. You will also gain insight into typical collateral documents and  more...

UCC Article 9 Update BenefitsThe revisions to Article 9, which generally became effective in 2001, substantially changed the law. Now, with years of experience, the case law is developing, and practitioners are beginning to identify issues not contemplated by the original drafting committee. As a result, a Joint Review Committee was formed and has recommended changes to Article 9 that are expected to be approved this  more...

Using Social Media in Banking BenefitsSocial media has become a hot topic for bank boards and senior managers as hundreds of millions of consumers have congregated to social networks, blogs, and other social media platforms. The widespread use of social media has resulted in structural changes in commerce, politics, and now, banking. Banks are being forced to adapt to changes created by social media. Specifically, banks must  more...

Portal to Portal Act: Determining Hours Worked at the Start and End of the Work Day ...hrough trial or settlement, are staggering. Now, the U.S. Department of Labor is issuing interpretations that are apparently aimed at helping plaintiffs in these matters. One area upon which plaintiffs have focused is when employers must pay employees at the beginning and end of the work day - they have pursued claims for time working at home, commuting between home and work, changing clothes,  more...

Portal to Portal Act: Determining Hours Worked at the Start and End of the Work Day ...hrough trial or settlement, are staggering. Now, the U.S. Department of Labor is issuing interpretations that are apparently aimed at helping plaintiffs in these matters. One area upon which plaintiffs have focused is when employers must pay employees at the beginning and end of the work day - they have pursued claims for time working at home, commuting between home and work, changing clothes,  more...

E-Verify Requirements and Best Practices ...yee's Form I-9 against Social Security Administration and Department of Homeland Security databases. Although initially implemented as a voluntary program, many states now require the use of E-Verify. Additionally, many federal contractors are also required to use the system. Join us as we discuss state and federal mandates requiring use of E-Verify. A wide range of E-Verify procedures and  more...

Prevailing Wage Law: An Understanding of Davis-Bacon ...ncurred by employers in defending these actions. The U.S. Department of Labor and the Office of Federal Contract Compliance Programs have become increasingly vigilant in their investigation and enforcement of federal wage and hour laws. Recently enacted federal legislation and Executive Orders issued by the Obama Administration involving the use of federal stimulus monies impose additional  more...

Loan Modification Fundamentals BenefitsMortgage loan defaults and foreclosures are at historic levels. New businesses counseling borrowers and dealing with these crises have been created. How we deal with this crisis will have a significant impact on the nation's economy. Borrowers and lenders alike are working to resolve these defaults and foreclosures, attempting to find a balance between allowing consumers to remain in their  more...

FLSA New Fluctuating Workweek Regulatory Guidance ...he last two years, the Wage and Hour Division of the U.S. Department of Labor (DOL) has placed the employer community on notice that it intends to be very assertive in its enforcement of the minimum wage and overtime provisions of the Fair Labor Standards Act. Consistent with this philosophy and its current modus operandi, the DOL recently concluded rulemaking that, among other things,  more...

Roles of HOAs in Foreclosures and Short Sales BenefitsThis live audio conference will address relevant legal issues and practical considerations related to the current housing market and increased rate of foreclosures and short sales. Discussion will include perspectives and tactics for protecting community associations' liens and collecting delinquent assessments from owners in foreclosure and short sale transactions. Refresh and garner an  more...

Current Issues in Real Estate Appraisals BenefitsThe worst of the financial crisis and recession appears to be over, but where are we in terms of current market conditions for various property types and how does this relate to the valuation process? What is an evaluation versus an appraisal and what impact might they have on the lending community and appraisal industry? What are key issues in appraisals and ways of looking at risk? This  more...

The New ADA Design Standards: When, Where and How? ...Department of Justice adopted new design standards under the Americans with Disabilities Act, including the 2004 ADA and ABA guidelines. This live audio conference will provide you with an overview of the new rules, highlights of the major changes, and the potential implications for your business and clients. Presenters include two of the past chairs of the U.S. Access Board. Learning  more...

Are You Prepared for the Financial Institution Record Match Program? BenefitsThe State of California enacted legislation (California Revenue Tax Code 19266) that will impact virtually every bank, credit union, thrift and brokerage firm doing business in California. This new program will place a new burden on financial institutions in order to help the state collect delinquent taxes. Financial institutions should start consideration of the FIRM Agreement and how  more...

Learning on the Job: Creating Legally-Sound Internship Programs BenefitsCreating a successful internship program is not as simple as identifying and assigning appropriate projects and requiring interns to shadow your employees. An internship can be a wonderful opportunity for the participant to learn about a business, organization, or industry. Organizations that maintain internship programs must be mindful, however, that they must comply with several federal  more...

Prepaid Cards: An Alternative to Traditional Checking Accounts? BenefitsThis live audio conference will provide banking and other financial services companies with essential information to evaluate prepaid card/access products that will best complement their current business models and risk tolerance. The program will explore the advantages and disadvantages of this rapidly evolving financial product line. It will provide organization with solid guidance on  more...

Key Aspects of Mezzanine Financing BenefitsMezzanine loans will play an increasingly important role in meeting the financing needs of companies in the coming years. With the tightening of leverage multiples for senior debt, a growing number of companies and equity sponsors are turning to mezzanine debt as a solution to their capitalization requirements. This live audio conference will provide you with an in-depth understanding of  more...

Document Retention and Destruction Policies for Financial Institutions BenefitsFinancial institutions too often rely on recommended document retention guidelines without understanding the risks of inconsistent or antiquated practices. While Sarbanes-Oxley has clarified the responsibilities of certain financial institutions, Sarbanes-Oxley is only a portion of the document universe. This live audio conference will help you navigate the complex universe of document  more...

Hot Topics in Native American Financing 2011 BenefitsHear the latest legal news and developments on the following topics: 1) principal practice guidelines to ensure your financing documents are enforceable and compliant with federal law, including the Indian Gaming Regulatory Act; 2) the National Indian Gaming Commission 'declination letter' review process - how long does it take, what to include in your submission, and what does receiving a  more...

Understanding the Basics of Bankruptcy and Bankruptcy Terminology BenefitsThe current economic environment makes bankruptcy a particularly timely and relevant topic. Whether you are forced to deal with bankruptcy issues as a debtor, secured or unsecured creditor, lessor or lessee, or investor looking for distressed-asset opportunities, this live audio conference will give you a road map to understand the bankruptcy process. This live audio conference is  more...

Securitized Loan Fundamentals BenefitsReal estate loans that a loan originator intends to securitize are documented with the underwriting requirements of CMBS underwriters, rating agencies and buyers in mind. Consequently, their structure, documentation, closing and administrative requirements are less subject to negotiation than other types of real estate loan products. This live audio conference will help you understand  more...

Rules and Responsibilities Regarding Abandoned Wages ...sponsibilities regarding abandoned wages. If your payroll department is not handling unclaimed wages properly, you could be placing your company at risk for huge audit assessments, significant interest accumulations, and civil and criminal penalties. If your company issues any type of employment checks whether it be wages, bonuses, deferred compensation, employee commissions, etc., it is your  more...

Municipal Finance Fundamentals BenefitsThe global economy has endured tremendous stress and fluctuation during the past three years. Investors are seeking investments that will provide them with a favorable rate of return and yet afford them a higher degree of security. Increasingly, investors are looking to the United States tax-exempt municipal market to obtain those two objectives. As a result, the volume of the municipal  more...

Planning for Renewable Incentives in 2011 and Beyond ... 1603, and will feature Victoria McDowell of the Treasury Department. Victoria McDowell will bring first-hand insights from 2010 when Treasury first confronted the 'beginning construction' requirement, and will discuss new Treasury thinking about this requirement. In addition, the program will focus on what developers may face after 2011 and the lapse of the grant. What is the future of tax  more...

Understanding UCC Article 9 Foreclosures BenefitsCurrent market conditions pose an alarming rate of defaults on commercial loans not seen in years. With defaults commonplace and secured creditors facing challenges in protecting their interests, foreclosing on assets under UCC Article 9 may be the right option. If appropriate, a public auction, private sale or friendly foreclosure under Article 9 may provide a quick and relatively  more...

Due Diligence Considerations for Participation Loans BenefitsAn increasing number of commercial loans are syndicated or participated, and an increasing number of lenders sell interests in loans they originate or acquire interests in loans originated by other lenders. This audio conference will explore loan assignment and participation transactions from the perspective of the originating lender and the assignee or participant. You will learn about  more...

Foreclosure and Workout of Commercial Mortgage Loans in New York BenefitsWhile legal business is down in some areas, one practice area which is booming is New York's foreclosure and workout of commercial mortgage loans. New York foreclosures are becoming more complex and hard fought. From the massive foreclosure of Stuyvesant Town, to the highly-publicized foreclosure of One Madison Park, to the complex foreclosure of the Manhattan property where a crane fell,  more...

Collateral Valuation in the New Economy BenefitsThe turbulent economy of the past several years has materially impacted asset values, and the complexity of investment vehicles has made asset valuation, at best, problematic. Investors must plot an optimal course with their existing holdings. Additionally, future investments require an entirely different valuation approach than is possible under traditional models. Only the architects of  more...

HR Budgeting Fundamentals: Translate Your Goals into Revenue Terms ...lation and CFO/controller's demanding budgets from the HR department, HR professionals have had to learn budgeting skills. Most HR people did not go to school to be financial gurus and learning to properly budget for people-related expenses is a foreign language. However, if you truly want a seat at the table you must learn to appropriately forecast and plan for the most important assets: the  more...

Options Under Section 504 ... to review the dimensions of FAPE as required by the U.S. Department of Education's regulations under Section 504. - You will be able to identify reasonable accommodations. - You will be able to define the class of individuals covered by Section 504. This teleconference is designed for special education teachers and directors, administrators, principals and vice principals, counselors, case  more...

SBA Loan Guarantees: Current Purchase Issues and Complexities BenefitsIn the current economy, many lenders are looking to the credit enhancement offered by the U.S. Small Business Administration's government guaranteed lending programs to keep capital flowing to America's small businesses. While the many benefits of the programs may be appealing to lenders an understanding of the guaranty purchase process and the pitfalls which lenders fall victim to,  more...

Mobile Banking: Banking Without Borders BenefitsLike online banking, mobile banking is poised to revolutionize the industry, but it has stagnated in its infancy. Given the indispensability of cell phones and their broad capabilities, banks and technology providers are rapidly developing solutions that use cell phones to provide unparalleled convenience and value to customers. With the potential to competitively and geographically level  more...

Title Issues for Lending Professionals BenefitsWho reviews the title commitment to make sure that there are no title problems? Not having a solid understanding of the title can cause headaches for everyone involved in the title process. This audio conference offers insights into what the title insurance policy really covers. We will answer some commonly asked questions, such as: What should you be concerned about on Schedule A? What  more...

Recent Developments in Employer Liability for 401(k) Investments ...Department of Labor investigations, IRS investigations, massive class action lawsuits - an ever-expanding list of factors bombards sponsors of 401(k) plans, and places companies and their management potentially in the cross hairs. From Enron, Worldcom and Sarbanes-Oxley, to the more recent massive class actions filed against Fortune 500 companies regarding 401(k) plan service fees, decision  more...

Reengineering Revenue in Today's Market BenefitsThe days of simplicity in bank income have long past. Recently, staying on top of noninterest income has become even more complex with the migration to electronic transactions, changes to Reg E and current economic conditions. As bankers adjust to these changes, they have to be more creative with how to oversee NII. This teleconference helps you understand the exact impact the current  more...

Commercial Loan Stress Testing Fundamentals BenefitsStress testing of loan portfolios is rapidly becoming an integral component of the credit risk management process. All banks should perform some type of stress testing to quantify the impact of changing economic conditions on asset quality, earnings and capital. This teleconference will benefit those who are beginning to incorporate the concepts of stress testing into their loan portfolio  more...

Risk-Based Pricing Regulation Update: Are You Ready for the Upcoming Compliance Deadline? BenefitsThe Risk-Based Pricing Rule is effective January 1, 2011, and requires all lenders to provide a specific notice to a consumer when the lender sets or adjusts the price and other terms of credit provided to the consumer based on the consumer's credit report. In this teleconference, you will learn the various strategies for compliance, including the special exceptions for auto lending,  more...

Best Practices in Electronic Invoices and Electronic Payments ...impossible to escape the paper-heavy processes in your AP department and achieve the coveted paperless status, but pulling off this caper is not a feat reserved for only paper mavericks. Instead, we can show you there is a way to achieve a paper-free environment and realize your ROI. In this teleconference, e-invoicing architect Henry Ijams will discuss your options for a paperless invoicing  more...

Restructuring the Commercial Loan BenefitsA commercial loan restructuring requires a working knowledge of a number of commercial law aspects, e.g., bankruptcy, transactional and litigation issues. This teleconference will help provide you with an understanding of these issues from inception through the end of the commercial loan restructuring process. Listen to our panel of experienced counsel provide seasoned advice so that you  more...

Fundamentals of SBA Lending: Documenting, Closing and Funding the SBA Loan BenefitsSBA lending affords banks and other lending institutions with the opportunity to finance commercial loans to small businesses and at the same time secure a loan guarantee from the federal government. While the program can be quite profitable, it's not without its risks. Compliance with SBA regulations is mandatory to ensure success and profitability. With numerous changes occurring to the  more...

Loan Workout Complications: Second Lien Issues BenefitsApproximately $50 billion of second lien loans were issued between 2003 and the second quarter of 2007. A significant portion of these second lien loans were issued to borrowers who are now in, or facing, restructuring and/or bankruptcy proceedings. This teleconference will examine the strengths and potential pitfalls of first lien/second lien intercreditor agreements in such a  more...

Dodd-Frank Wall Street Reform and Consumer Protection Act: The Overhaul of the U.S. Financial System BenefitsThe Dodd-Frank Wall Street Reform and Consumer Protection Act signed into law by President Obama overhauls the United States financial system. This legislation will affect every corner of the financial services industry. Learn how this legislation is likely to affect you. This teleconference will review many important aspects of the Act, including the new Financial Stability Oversight  more...

Assessing and Avoiding Lender Liability Claims: Don't Let Borrowers or Guarantors Turn the Tables BenefitsContinued economic uncertainty and unrest in the credit markets has resulted in a dramatic increase in loan defaults and corporate bankruptcy filings. These events have precipitated a resurgence of lender liability claims as borrowers, guarantors and bankruptcy trustees have become more aggressive in asserting such claims in an effort to increase their leverage in workout negotiations and  more...

Reading Financial Statements: A Creditor's Perspective BenefitsThis teleconference will teach you how to read and understand financial statements, especially from a creditor's perspective. It is also for investors and business owners who not only desire to expand their business, but who want a better handle on what the number on their financial statements mean and how they can become useful tools. This teleconference will impart useful and practical  more...

Metadata Scrubbing and Mining: Legal, Ethical and Practical Implications ...w you can protect your clients - and your law firm or law department. Avoid the metadata fates that befell not only the Transportation Security Administration in December 2009 but also the U.N. Secretary General, the British Prime Minister, the Federal Trade Commission, the Social Security Administration, the U.S. District Court for the Northern District of California, the N.D. Cal. U.S.  more...

Mortgage Foreclosures in Illinois BenefitsAn Illinois mortgage foreclosure is a complicated process that requires strict adherence to its statutory requirements. Failure to follow the correct procedure can add time and expense for lenders. For borrowers, understanding the nuts and bolts is critical to protecting their rights. Given the increased activity in the purchase of distressed assets, potential investors and buyers also  more...

Collection Strategies for Locating Hidden and Transferred Assets BenefitsDebtors who utilize corporate shells are the bane of commercial collectors, attorneys and creditors. Too often debts and collateral are not recovered from cunning debtors. Most of us are familiar with the shell game in which someone puts a ball under one of several shells and then mixes up the shells leaving another person to guess which shell the ball is under. Debtors like to play 'hide  more...

Developing a Sound HR Metrics System ...ow do we measure the effectiveness of our human resources department? Utilizing proper metrics and benchmarking can provide the answers to these questions. Attend this teleconference and learn the importance of demonstrating HR's value to the organization, ways to avoid pitfalls in HR metric systems and how to align HR programs with business needs. This teleconference will distinguish  more...

Current Issues in Commercial Collections BenefitsThis teleconference is geared toward the practitioner involved in collecting commercial debts. Since the specific remedies available, and best practices, will vary from state to state, this is designed to provide a general overview of the various techniques and ideas to improve collection success. Attorneys, presidents, vice presidents, branch managers, loan officers, loan department  more...

Secondary Sources of Repayment Fundamentals BenefitsCollateral and personal guarantees are important components of commercial loan structure because they provide secondary sources of repayment in the event the primary source of repayment is no longer adequate. Collateral and personal guarantees are evaluated when a loan is being made but the ultimate realizable value of both is likely to change if they are ever needed to repay the loan.  more...

Forbearance Agreement Fundamentals BenefitsWith so many commercial loans in default (and many predicted to become defaulted in the coming months), borrowers and lenders are struggling to find negotiated solutions to defaulted and distressed loans. A negotiated solution may prevent an enforcement action with attendant costs, delays and uncertainties, and may help maximize the value of the collateral for all stakeholders. Forbearance  more...

LEED Tax Incentives and Credits for Green Buildings ... economy and build the clean energy jobs of tomorrow. The Department of Energy is issuing a series of grant opportunities directly, and through state and local government, to address these areas. This teleconference will highlight the numerous opportunities companies have to reduce the cost of investment in green buildings and energy efficiency by appropriately utilizing business incentives and  more...

Overdraft Opt-Ins: Protecting Your Bank Under Regulation E BenefitsIn response to public criticism and high-profile litigation relating to overdraft fees, the Federal Reserve Board revised Regulation E to give consumers the right to limit overdraft costs associated with certain transactions by giving consent or opting-in to a financial institutions overdraft program. Financial institutions must comply with the new regulation by July 1, 2010. This  more...

Today's Legal Medical Record - A Hybrid Record BenefitsThe goal of this teleconference is to give you some information and a suggested format for developing your definition and policy of the legal health record for your institution. We'll remind ourselves what the real purpose of the medical record is and investigate how we meet those purposes with a hybrid record. We'll look at what the components of the legal medical record include versus  more...

Commercial Foreclosure Due Diligence Checklist: What to Do Before, During and After Foreclosure BenefitsWhen a commercial mortgage loan becomes troubled, even before it goes into default, the parties must quickly confront a number of issues. For the lender, it is imperative that it conduct a due diligence review of its file, the loan and the collateral as soon as possible. Should the default not be cured or the parties not be able to restructure the loan, the lender faces the options of  more...

Challenges and Rights of the Subordinate Debt BenefitsEven with the ongoing credit crisis, providing forms of subordinate debt can be a lucrative business model. However, the higher pricing and upfront fees come with substantial risk. If a subordinate lender can adequately review those risk factors and can hedge against them, a portfolio of subordinate debt can be a successful one. This teleconference will explore the potential risks of  more...

Foreclosing on Real and Personal Property Collateral: What You Need to Know BenefitsLoan defaults are rising and secured creditors are once again having to think about enforcing their rights through foreclosure of real and personal property collateral. This can be a complicated process that requires a good deal of planning in order to reach a successful outcome. This teleconference will help the people responsible for loan workout and enforcement evaluate their positions  more...

Understanding the New GFE and HUD-1/1A Settlement Statements ...es to comply with a new rule recently adopted by the U.S. Department of Housing and Urban Development. /strong The new rule dramatically changes both the Good Faith Estimate and the HUD-1 and HUD-1A Uniform Settlement Statements required by the federal Real Estate Settlement Procedures Act and creates significant new responsibilities and potential liabilities in connection with the preparation  more...

Minimize Risk with Legal Case, Matter and Practice Management Systems ...transactional attorney, in private practice or in a legal department, this seminar will focus on the functions and advantages of case, matter, and practice management system software and related processes. Our two panelists, Andrew Z. Adkins III and Ross Kodner, are both pioneers and leaders in legal technology. Each has more than 20 years experience in working with lawyers, law firms and legal  more...

Fundamentals of Form W-2 Processing ...department is getting the pay checks to associates acutely and timely to employees. But a critical function for the payroll department is to pull all the payroll information together and produce a Form W-2 for all employees. This produces a great challenge to payroll departments to ensure that all elements of the W-2 are complete and accurate along with complying with federal and state tax  more...

New Regulations for the Credit Card Industry: Prepare Now and Avoid Penalties BenefitsOn May 22, 2009, President Obama signed the Credit Card Accountability, Responsibility and Disclosure Act of 2009 to regulate several aspects of the credit card industry. This is one of the most sweeping changes to hit the industry for quite some time. This new legislation amends the Truth in Lending Act, the Fair Credit Reporting Act and the Federal Trade Commission Act, and places a  more...

Lawful Hiring ...U.S. ___ (2009) shows how an employer (the New Haven Fire Department in that case) can violate discrimination laws when taking steps to attempt to achieve nondiscriminatory selection and testing procedures. This teleconference will cover the leading laws that regulate or affect the hiring process. The teleconference will go beyond explaining the laws and will give practical guidance on how to  more...

Current ERISA Fiduciary Issues for Financial Institutions BenefitsFinancial institutions have long been faced with difficult and complicated issues under ERISA's fiduciary rules. The current economic downturn has given rise to a new round of legislative and regulatory initiatives regarding ERISA's fiduciary rules and has more generally affected the manner in which ERISA may affect financial institutions. In addition, the regulatory environment continues  more...

Developing a Community Nonemergency Response System BenefitsCitizens are demanding fast, easy access to government services in an efficient manner that optimizes their investment. Municipal executives are consistently seeking government solutions to improve service without increasing budgets. Elected officials know the quality of services can mean the difference between re-election and defeat. This teleconference will provide municipal leaders the  more...

Deductions From Pay ...cent of employers are not in compliance with the FLSA. As Department of Labor audits increase, it is critical for employers to understand the FLSA and to recognize the permissible deductions. This teleconference is intended to provide you with information and practical advice on the requirements of the FLSA as it applies to white-collar exemptions and deductions from employees' wages. Topics  more...

Reverse Mortgages: A Lender's Perspective BenefitsThe reverse mortgage market is expanding exponentially as the population ages and new players are coming into the market. Don't get left behind. Learn what a reverse mortgage is, what's involved in offering such a product, which reverse mortgage products are currently offered in the market, state and federal requirements, and potential pitfalls. Join Reed Smith attorney Arthur Axelson for  more...

Assignments for the Benefit of Creditors: What You Need to Know About ABC's BenefitsThis teleconference will give you an overview of the basics to general assignments for the benefit of creditors, a state law alternative for the liquidation of a distressed business that while long available under state laws, has had little use outside of states such as California, Illinois, Florida and Massachusetts. The fiduciary nature and responsibilities of the assignee will be  more...

Navigating through the Maze of Unclaimed Property Compliance - Unique Rules and Regulations for Financial Institutions BenefitsFinancial institutions are frequently challenged to keep up and implement the ever changing federal and state requirements imposed on this industry. Ensuring that proper internal controls, risk management and fraud prevention are adequately addressed is critical. One of the additional areas of compliance includes ensuring that you have established proper procedures and controls to prepare  more...

Understanding Bankruptcy Code Section 503(b)(9) BenefitsIn today's economy there is an unprecedented wave of retailer bankruptcies that is likely to increase over the next year. Frequently, sellers of goods to insolvent retailers end up financing, unwittingly, these bankruptcy cases. In 2005, the bankruptcy laws were amended to provide sellers of goods received by a debtor within 20 days before bankruptcy an administrative expense priority  more...

FASB Statement 109: Impacts on Your Financial Statements BenefitsThe teleconference will update the Tax Department personnel with knowledge of the latest tax accounting rules and learn how the latest FAS pronouncements can affect the preparation and review of 2009 income tax provision. Accountants, controllers, CFOs, tax managers and officers, presidents, vice presidents, business owners and managers, financial planners, bankers, business analysts,  more...

Healthcare Self-Disclosure Update BenefitsThe program will review these and other key questions: - What options do health care providers have for voluntary disclosure? - What factors should health care providers consider when determining whether a potential violation should be reported? - How have these been changed by health care reform legislation and the Fraud Enforcement and Recovery Act? - How does the position of CMS alter  more...

OFCCP Compliance for Construction Contractors ...f the renewed emphasis on construction contractors by the Department of Labor's Office of Federal Contract Compliance Programs, contractors must be well prepared to defend their employment practices. This teleconference will provide you with an overview of the laws and regulations affecting federal construction contractors. Discover how to successfully navigate a compliance evaluation conducted  more...

Commercial Lending Opinion Letters: Rights, Obligations and Expectations BenefitsCommercial lenders routinely require a borrower's lawyer to deliver a legal opinion at the closing of the loan transaction. The borrower has to pay for this but rarely believes that the exercise provides any benefit to the borrower. If the legal opinion is not negotiated until the end of the transaction, or if the borrower's lawyer and the lender's lawyer cannot agree on some element of  more...

Best Practices in Budget Development and Analysis ... Then they wait for the battles to begin, internally with department heads, externally with council members and other public stakeholders. This teleconference will provide budget preparers with a comprehensive framework for preparing the budget to meet the realities of revenue constraints, set priorities, build consensus, and avoid unproductive budget negotiations. You will learn how to invest  more...

Fair Lending Compliance Developments and Trends BenefitsBy attending this teleconference you will learn about recent litigation and federal regulatory guidance concerning fair lending issues in mortgage servicing, including mortgage modifications and home equity credit line reductions. The speaker will review recent regulatory guidance concerning adverse action notice requirements for mortgage modifications, and ability to repay mortgage loan  more...

Understanding Insider Lending and Regulation O BenefitsLending to insiders can be a regulatory danger zone for bank officers and directors. While loans to bank insiders are not prohibited, they are tightly regulated and attract greater than normal regulatory attention, and not without good reason. Insider loan abuses historically have been a major reason for bank failures. This teleconference will review the rules applicable to loans to  more...

Mixed-Mode Building Design Basics ...o support a reduction in greenhouse gas emissions. The US Department of Energy, Building Technologies Program estimates that heating, ventilating and air-conditioning systems in buildings account for 40 to 60 percent of the energy used in residential and commercial buildings. Future building designs must consider reducing fan and cooling energy use if the 2030 Challenge goal is to be achieved.  more...

Chapter 13 Bankruptcy Procedures: What You Need to Know BenefitsBankruptcies are a fact of life and with the new bankruptcy amendments, Chapter 13s are taking a bigger slice of the consumer bankruptcy pie. This teleconference will discuss the Chapter 13 process and how it differs from Chapter 7 bankruptcies. It details the structure of the typical Chapter 13 case and presents pointers on maximizing the recovery of you and your client. This  more...

Managing External Health Information ...s become the 'kitchen junk drawer' of the medical records department. With increasing numbers of providers converting to electronic medical records, the question of how - and whether - to address and integrate these records into the facility's medical records is becoming more difficult. This teleconference will attempt to address these issues and offer practical guidance for those responsible  more...

New Rules and Formats for International ACH Transactions nInternational commerce is rapidly growing but with that growth comes challenges, the most significant being the need to track transactions to ensure funds are not being disbursed to or from individuals that are threats to the U.S. The Office of Foreign Asset Control is the government organization that tracks this information. Their regulations require that all international transactions comply  more...

Introduction to New ICD-10 Coding: Preparing for Implementation ...ith a true electronic health record. In January 2009, the Department of Health and Human Services published a Final Rule for the adoption of ICD-10 effective October 1, 2013. While this seems like a significant time period in order to get ready, there is a tremendous amount of preparation required. This teleconference is designed to help you understand all the ways in which the transition to  more...

How to Write an Effective Credit Policy nThis teleconference will help you establish and adhere to a corporate credit policy. You will receive a template outlining the scope of the credit policy, defining areas that must be addressed to create a comprehensive policy, and delineating the areas of responsibility and accountability required to create a credit department that is effective and responsive to company needs. This will be  more...

Enabling Loan Processes with Paperless Files nLenders today face a variety of challenges - loss mitigation, fraud detection, audit compliance, underwriting and risk mitigation; and access demands on loan documentation are greater than ever. This teleconference will help you understand the benefits and potential pitfalls of paperless loan files, the considerations that must be made in choosing and implementing paperless systems, and the ways  more...

California Employment Law Update nCompanies with employees in California face a bewildering and complicated set of employment laws, which are often inconsistent with federal law. This three-hour teleconference will address the most important and current issues facing California employers (or out-of-state companies with employees in California), including wage and hour compliance and litigation trends, California's unique  more...

FDIC's Role When a Financial Institution Fails: What Businesses and Bankers Need to Know nThe FDIC is modernizing its current business processes and procedures for determining deposit insurance coverage in the event of a failure of one of the largest insured depository institutions. This teleconference will provide you with information on the complex rules governing FDIC insurance coverage and how to maximize FDIC coverage. The coverage rules, the new rules recently passed and  more...

Form I-9: Updates and Compliance Strategies for Employers nThe Department of Homeland Security recently issued new employment verification rules and Form I-9. Join us as we examine these changes. A wide range of Form I-9 issues and compliance tips will be addressed, including E-Verify program considerations.  more...

Payment Fraud nAs a business owner, how do you know your customers are who they say they are? How do you know if the payments they are making to you, using credit cards or ACH, are good? Fraud is on the rise, with a tough economy and the abundance of malware in the market today, it is only a matter of time before your company becomes a target. As a business owner you need to understand the signs to look for  more...

Effective Exit Interviews ...e employees leaving? Is there a problem with a particular department, supervisor or program that is driving employees away? Are there hidden problems or legal issues that current employees are reluctant to address? What attracted employees to the company in the first place? n nThis teleconference will discuss some of the most common goals of an exit interview program, as well as common program  more...

Bankruptcy Preferences nLenders, borrowers, vendors and purchasers alike all risk receiving a notice from a bankruptcy trustee demanding a return of funds, legitimately paid out by the debtor, as a preference. Attorneys representing debtors, trustees and creditors must be intimately familiar with the elements required to prove a preference and as well as to defend against one. This teleconference will provide an  more...

Current Issues in Construction Lending nIn view of the downturn in construction lending activity nationwide and the inability to sell developed lots, completed homes, condominiums and to lease-up commercial buildings, the focus of bankers has shifted to portfolio management as opposed to new business development. With this in mind, this teleconference will review loan portfolio techniques and strategies required to stay on top of  more...

Recent Developments With Loan Syndications nAttend this teleconference and stay abreast of the latest issues relating to the loan syndication process. Our seasoned faculty will provide practical answers to your most pressing questions about loan documentation. You'll get an inside look at how to respond to confusing post-Lehman bankruptcy issues and other new developments. n nRegister now and you'll learn how to overcome any obstacles you  more...

On-Site Power Generation: Challenges, Opportunities and New Developments nMission critical operations include electronic trading operations; semiconductor manufacturing (clean rooms); pharmaceutical plants; hazardous biological or chemical labs; military, defense and government facilities; certain security or public safety related projects, including 911 call centers, emergency or disaster response centers; airport air traffic control towers; and other critical  more...

Strategies Short of Foreclosure: Real Estate Short Sales and Beyond nRecord numbers of foreclosures have radically changed the residential real estate market in the last year and affected all aspects of the practice of residential real estate law, real estate closings, lending and sales. Whether your real estate market has experienced a bubble burst or merely a fizz, your practice has been affected by slowing markets, the subprime meltdown and the record number of  more...

Aging Building Management: Best Practices in Development Long-Term Capital Plans ...s facilities and major building systems. Each facility or department must use consistent methods for documenting building requirements and estimating associated costs. Capital projects must be prioritized using consistent criteria. And the various stakeholders in the capital planning and management process must be able to see the long-term impact of different investment decisions. In addition  more...