Health Insurance Boot Camp

Training Provided by Lorman Education Services Concerned about how health insurance is changing - and how your practices may be impacted? What a dilemma! Every day it's in the newspaper, on the Internet and in our businesses - the rising cost of health care versus the high cost of turnover in a low unemployment environment. Employers want to provide a benefit package that will help retain employees, and yet they have to wrestle with the increasing costs of overhead and creating enough of a profit margin to stay in business. Attend this seminar and we'll bring you up to speed on these issues and ensure you're headed in the right direction. You'll learn practical strategies that will help you control your costs and protect your employees. Sign up today! Benefits for You - Discover what makes insurance seem so complicated - and learn how to manage your costs - Innovative ideas to help you manage your benefit cash flow - Save money by knowing how to best use self-funding - Hear the latest tips for success as a benefit manager - Gaze into the future of health care - including consumerism, transparency and competition issues

Health Insurance Boot Camp Agenda

This seminar will be presented by Philip J. Gutwein II, Michael J. MacLean,

Mike Miles and Michael J. Nader, Esq.

8:00 am - 8:30 am Registration

8:30 am - 12:00 pm The American Health Insurance System: Incentives and Motivations History

(Break 10:00 am - 10:10 am)

- Insurance Markets

- Employers and Employees

- Government

What Makes Insurance Seem So Complicated?

- Adverse Selection

- Morale Hazard

- Participation

- Contribution

- Group vs. Individual

Types of Health Insurance

- Traditional, HMOs, PPOs and POS

Key Components of Health Plans

- Deductible, Copays, Coinsurance and Out-of-Pocket Maximums

- Drug Plans

- Eligibility and Open Enrollment

Innovative Plan Designs and Options

- HRA, HSA, FSA and Dual Choice

- Medical Tourism

- Specialty Carve-Out Procedures and Services

Self-Funding

- Specific and Stop Loss

- Aggregate

- Discount Network

- TPAs

12:00 pm - 1:00 pm Lunch (On Your Own)

1:00 pm - 4:15 pm How to Manage Change Among Your Employees

(Break 3:00 pm - 3:10 pm)

- Educational Requirements

- Supply and Demand

- The Difficult Employee

More on HSAs

- Limits, Tax Effects and Setup Process

Leaving an Employee Group

- COBRA and HIPAA

- State Continuation

- Creditable Coverage

- Medicare D

Employee Wellness

- Why Wellness? Effects on Health Insurance

- Wellness Program Reward Incentives

Building Your System to Control Costs and Protect Employees

- Renewal Process

- Negotiating Price

- Carrier Selection

- Large Group and Small Group

Tips for Success as a Benefit Manager

Health Care in the Future

- Consumerism, Transparency and Competition

4:15 pm - 4:30 pm Questions and Answers

About The Training Provider: Lorman Education Services

More Benefits Training from Lorman Education Services

• 401(k) Plan Costs Including Recent Update on Supreme Court Rule LaRue v. DeWolff, Boberg & Associates Inc.
• Benchmarking your Health Benefit Program: How Do You Stack Up?
• Controlling Health Care Costs With Self-Funded Plan Options
• Fully Funded vs. Self-Funded Health Benefits: Which Option Is Best for Your Organization?
• Internal ERISA Audits: Getting It Right Before the Government Shows Up
• Return on Investment for Wellness Programs
• Same-Gender Marriage Rulings: Impacts on Employee Benefit Plans Across the Nation
• Smoking Discrimination in the Workplace: On and Off the Clock
• The New HIPAA Special Enrollment Rules and Related Disclosure Issues
• Understanding the COBRA Alternative Coverage Rules
• Why Is This Guy Still on My Health Plan?