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Current Issues in Construction Lending

 Lorman Education Services
nIn view of the downturn in construction lending activity nationwide and the inability to sell developed lots, completed homes, condominiums and to lease-up commercial buildings, the focus of bankers has shifted to portfolio management as opposed to new business development. With this in mind, this teleconference will review loan portfolio techniques and strategies required to stay on top of troubled borrowers who cannot sell their products. Some of the techniques include performing adequate interest carry analysis, understanding your rights afforded in the Construction Loan Agreement, identification and measurement of commercial real estate concentration, assessing your management information system to insure proper management reports are obtained, performing market analysis and stress testing. You will obtain fundamentals required to identify, analyze, underwrite and manage construction loans in addition to obtaining proven loan portfolio management techniques.
This is primarily teleseminar training
instructor led trainingThis class may be available at a classroom in Milwaukee, WI,
Duration:1 days
Training Presented in:English
Training Provided by Lorman Education Services
Click here for more information or to take this course
Current Issues in Construction Lending
Agenda

  1. Review of Construction Statistics in Your Area
  2. Fundamentals of Real Estate Lending
  3. Proper Loan to Value Calculations During Construction Phases
  4. Types of Construction Loans
    1. Land Acquisition Loans
    2. Land Development Loans
    3. Construction Loans
  5. Prerequisites for Successful Construction Lending
    1. Required Personnel
    2. Effective Construction Loan Policy
    3. Review of the Construction Contract
  6. Understanding the Importance of Having Plans and Specifications Are Developed
  7. Review the Importance of Determining Construction Costs
  8. Structuring and Managing Construction Loans
    1. Terms, Rate, Fees and Other Requirements
    2. Identifying Concentrations
    3. Importance of Management Information System
    4. Required Management Reports
    5. Risk Assessment and Portfolio Risk Management
  9. Review the Rules of Construction Loan Advances
  10. Preparation of a Construction Loan Budget
  11. Review Construction Loan Documentation
    1. Construction Loan Agreement
    2. Development Loan Agreement
    3. Other and Required Documents
  12. Overview of Construction Lending for Commercial Projects
About The Training Provider: Lorman Education Services
Lorman Education Services - Lorman Education is dedicated to providing cost-effective training opportunities that meet the needs of our members and enhance their skills, knowledge, and competencies. Please use Priority Code 16175 when registering. Lorman Education Services began offering continuing education seminars in 1987. Lorman Education is dedicated to providing cost-effective training opportunities that...
Click here for more information or to take this course
Home > Lorman Education Services > Banking > Current Issues in Construction Lending
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