|
Provided by: Seletel Informatique Budgeting and SavingPersonal Finance |
![]() |
Online
Certificate Program
Provided by Seletel Informatique
This series is designed to teach money management and investing skills to help the average consumer get the greatest return for his or her money. The series is for users who wish to learn how to control debt, choose credit and banking accounts wisely, and create a solid plan for retirement.
|
|
||||||||||||
Budgeting and Saving
1. CONFRONTING DEBT
Time: 3 hours
This course provides a guide to assessing personal debt, formulating a budget, and maintaining a good credit rating.
OBJECTIVES:
* Assess his/ her financial situation by listing debts and liabilities
* Create a budget
* Explain how credit bureaus establish credit ratings
* Maintain a good credit rating
TOPICS:
* Assessing Your Debt
* Creating a Budget
* Understanding Your Credit Rating
* Maintaining Good Credit
--------------------------------------------------------------------------------
2. ELIMINATING DEBT
Time: 3 hours
This course provides a guide to eliminating personal debt and rebuilding damaged credit.
OBJECTIVES:
* Choose the best credit card for his/ her needs
* Avoid paying unnecessary fees and service charges
* Minimize revolving debt
* Rebuild damaged credit
TOPICS:
* Understanding Credit Cards
* Developing Smarter Credit Habits
* Getting Out from Under Debt
* Rebuilding Damaged Credit
--------------------------------------------------------------------------------
3. BANKING BASICS
Time: 3 hours
This course explains basic principles of consumer banking.
OBJECTIVES:
* Avoid paying bank transaction fees and service charges
* Explain how interest rates work
* Negotiate better rates on accounts and loans
* Compare banking options such as credit unions and other banks
TOPICS:
* Avoiding Fees and Service Charges
* Understanding Rates
* Finding Better Rates
* Considering Banking Options
--------------------------------------------------------------------------------
4. CHOOSING BANK ACCOUNTS
Time: 3 hours
This course explains how to choose checking accounts, savings accounts and certificates of deposit, and provides an introduction to online banking.
OBJECTIVES:
* Choose the best checking account
* Choose the best savings account and/ or CD
* Explain the advantages of online banking
TOPICS:
* Understanding Checking Accounts
* Choosing a Checking Account
* Choosing Savings Accounts and CDs
* Banking Online
--------------------------------------------------------------------------------
5. PLANNING YOUR RETIREMENT
Time: 3 hours
This course provides an introduction to long-term investment strategy.
OBJECTIVES:
* Explain investment terminology
* Plan a personal investment strategy
* Compare and choose among investment options such as stocks, bonds, and CDs
TOPICS:
* Becoming an Informed Investor
* Planning Your Investments
* Planning for Retirement
* Cashing In at Retirement
--------------------------------------------------------------------------------
6. MAKING 401(k) PLANS WORK
Time: 3 hours
This course explains how to take advantage of 401(k) saving plans.
OBJECTIVES:
* Explain the benefits of investing in a 401(k) plan
* Compare the 401(k) plan with other employer-provided investment options
* Enroll in a 401(k) plan
* Allocate 401(k) funds to maximize return and minimize risk
TOPICS:
* Understanding 401(k) Plans
* Maximizing Your 401(k) Benefits
* Investing Online
* Saving Over the Long Haul
--------------------------------------------------------------------------------
7. EXPLORING INVESTMENT OPTIONS
Time: 3 hours
This course provides a guide to investing in stocks and explains other investment options including bonds, mutual funds, and government investments.
OBJECTIVES:
* Describe in basic terms how the stock market works
* Pick stocks based on personal investment needs
* Compare the advantages of stocks, bonds and mutual funds
* Explain government investment options
TOPICS:
* Investing in Stocks
* Investing in Bonds and Mutual Funds
* Investing with the Government
Time: 3 hours
This course provides a guide to assessing personal debt, formulating a budget, and maintaining a good credit rating.
OBJECTIVES:
* Assess his/ her financial situation by listing debts and liabilities
* Create a budget
* Explain how credit bureaus establish credit ratings
* Maintain a good credit rating
TOPICS:
* Assessing Your Debt
* Creating a Budget
* Understanding Your Credit Rating
* Maintaining Good Credit
--------------------------------------------------------------------------------
2. ELIMINATING DEBT
Time: 3 hours
This course provides a guide to eliminating personal debt and rebuilding damaged credit.
OBJECTIVES:
* Choose the best credit card for his/ her needs
* Avoid paying unnecessary fees and service charges
* Minimize revolving debt
* Rebuild damaged credit
TOPICS:
* Understanding Credit Cards
* Developing Smarter Credit Habits
* Getting Out from Under Debt
* Rebuilding Damaged Credit
--------------------------------------------------------------------------------
3. BANKING BASICS
Time: 3 hours
This course explains basic principles of consumer banking.
OBJECTIVES:
* Avoid paying bank transaction fees and service charges
* Explain how interest rates work
* Negotiate better rates on accounts and loans
* Compare banking options such as credit unions and other banks
TOPICS:
* Avoiding Fees and Service Charges
* Understanding Rates
* Finding Better Rates
* Considering Banking Options
--------------------------------------------------------------------------------
4. CHOOSING BANK ACCOUNTS
Time: 3 hours
This course explains how to choose checking accounts, savings accounts and certificates of deposit, and provides an introduction to online banking.
OBJECTIVES:
* Choose the best checking account
* Choose the best savings account and/ or CD
* Explain the advantages of online banking
TOPICS:
* Understanding Checking Accounts
* Choosing a Checking Account
* Choosing Savings Accounts and CDs
* Banking Online
--------------------------------------------------------------------------------
5. PLANNING YOUR RETIREMENT
Time: 3 hours
This course provides an introduction to long-term investment strategy.
OBJECTIVES:
* Explain investment terminology
* Plan a personal investment strategy
* Compare and choose among investment options such as stocks, bonds, and CDs
TOPICS:
* Becoming an Informed Investor
* Planning Your Investments
* Planning for Retirement
* Cashing In at Retirement
--------------------------------------------------------------------------------
6. MAKING 401(k) PLANS WORK
Time: 3 hours
This course explains how to take advantage of 401(k) saving plans.
OBJECTIVES:
* Explain the benefits of investing in a 401(k) plan
* Compare the 401(k) plan with other employer-provided investment options
* Enroll in a 401(k) plan
* Allocate 401(k) funds to maximize return and minimize risk
TOPICS:
* Understanding 401(k) Plans
* Maximizing Your 401(k) Benefits
* Investing Online
* Saving Over the Long Haul
--------------------------------------------------------------------------------
7. EXPLORING INVESTMENT OPTIONS
Time: 3 hours
This course provides a guide to investing in stocks and explains other investment options including bonds, mutual funds, and government investments.
OBJECTIVES:
* Describe in basic terms how the stock market works
* Pick stocks based on personal investment needs
* Compare the advantages of stocks, bonds and mutual funds
* Explain government investment options
TOPICS:
* Investing in Stocks
* Investing in Bonds and Mutual Funds
* Investing with the Government
About The Training Provider: Seletel Informatique
Seletel Informatique - Are you looking for a way to master skills that doesn't involve time-consuming classroom attendance? Are you looking for a way to train yourself at a lower cost? Need some qualifications for a job? Need to train your employees? Try our solution. When you register for an online course you will receive one year of unlimited access to your online computer training course.
High quality online...

