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Provided by: FitchTraining Credit Risk Introduction to Key ConceptsAccounting and Finance |
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A one-day introductory level workshop offering an overview of the key tools and concepts of credit risk management in financial institutions and how they fit into Basel II capital allocation. The workshop is designed for back-office and support staff who wish to understand better how credit risk impacts their employers or clients.
Related Awards, Degrees or Certifications: Earn CPD credits
We are an accredited training provider with a number of institutions including:
ACCA
NASBA
Securi
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Training
Provided by FitchTraining
- H asked: Dear Sirs, I would be interested to attend your one day training. Could you please provide mewith the time schedule and price list of this training. Thank you in advance and best regards
- asked: Could you e-mail to me, concepts of credit risk? I need it badly.
Credit Risk Introduction to Key Concepts
Course Objectives
The aim of this one-day introductory workshop is to enable participants to understand the key concepts of credit risk and credit risk management.
Specifically, participants will be equipped to:
Identify the different types of credit risk and how they arise in different activities
Understand how credit risk can be quantified, monitored and controlled and the role of credit portfolio management tools, such as collateral, documentation and credit derivatives
Appreciate how capital is allocated against risk under Basel II capital adequacy and internal economic capital models.
Target Audience
The workshop is designed for non-credit analysts, such as support and administrative staff or sales and trading professionals within financial services companies. The content is also appropriate for a broader audience, e. g. law, insurance and broking professionals, who wish to understand better the impact and management of credit risk on their clients
Fitch Training offers this programme at an introductory level. There are no prerequisite courses or knowledge to attend this course.
Content
OVERVIEW OF CREDIT RISK
Role of credit risk in differing business lines
Categories of credit risk - lending, contingent, issuer, pre-settlement, settlement, country/ transfer, other
Impact of credit risk on performance and financial standing of different types of company
Quantifying credit risk - default, recovery and migration statistics
Capital adequacy - economic capital - the need for adequate capital to meet unexpected losses;
Basel II - measuring regulatory capital for credit risk under standardized and advanced measurement approaches
CREDIT ANALYSIS
Overview of debt ratings - understanding the types of rating and the criteria applied by the rating agencies
Structured approach to credit analysis - Purpose, Payback, Risks and Structure
Types of counterparty - corporates, financial companies, special purpose entities and holding companies
Perspectives on analysis - debt and equity market indicators of credit risk
CREDIT RISK MITIGATION
Structuring credit exposures a four step approach - exposure profile, ranking, safeguards and pricing
Exposure profile - key features of the main credit products offered or traded by the bank: loans, leases, derivatives, bonds etc.
Ranking - senior, pari passu and junior positions the role of collateral and structural subordination
Safeguards - key issues to look out for in credit documentation
Pricing - the need to be compensated for expected loss
Portfolio management and techniques to spread risk - syndication, sub-participation, whole loan sales, credit derivatives, securitization.
The aim of this one-day introductory workshop is to enable participants to understand the key concepts of credit risk and credit risk management.
Specifically, participants will be equipped to:
Identify the different types of credit risk and how they arise in different activities
Understand how credit risk can be quantified, monitored and controlled and the role of credit portfolio management tools, such as collateral, documentation and credit derivatives
Appreciate how capital is allocated against risk under Basel II capital adequacy and internal economic capital models.
Target Audience
The workshop is designed for non-credit analysts, such as support and administrative staff or sales and trading professionals within financial services companies. The content is also appropriate for a broader audience, e. g. law, insurance and broking professionals, who wish to understand better the impact and management of credit risk on their clients
Fitch Training offers this programme at an introductory level. There are no prerequisite courses or knowledge to attend this course.
Content
OVERVIEW OF CREDIT RISK
Role of credit risk in differing business lines
Categories of credit risk - lending, contingent, issuer, pre-settlement, settlement, country/ transfer, other
Impact of credit risk on performance and financial standing of different types of company
Quantifying credit risk - default, recovery and migration statistics
Capital adequacy - economic capital - the need for adequate capital to meet unexpected losses;
Basel II - measuring regulatory capital for credit risk under standardized and advanced measurement approaches
CREDIT ANALYSIS
Overview of debt ratings - understanding the types of rating and the criteria applied by the rating agencies
Structured approach to credit analysis - Purpose, Payback, Risks and Structure
Types of counterparty - corporates, financial companies, special purpose entities and holding companies
Perspectives on analysis - debt and equity market indicators of credit risk
CREDIT RISK MITIGATION
Structuring credit exposures a four step approach - exposure profile, ranking, safeguards and pricing
Exposure profile - key features of the main credit products offered or traded by the bank: loans, leases, derivatives, bonds etc.
Ranking - senior, pari passu and junior positions the role of collateral and structural subordination
Safeguards - key issues to look out for in credit documentation
Pricing - the need to be compensated for expected loss
Portfolio management and techniques to spread risk - syndication, sub-participation, whole loan sales, credit derivatives, securitization.
About The Training Provider: FitchTraining
FitchTraining - Fitch Training is a specialist training firm focused on the provision of credit and corporate finance training. Courses are offered in three areas: financial institutions, corporate credit and securitization. Fitch Training is part of Fitch Solutions, a division of the Fitch Group. We also work in partnership with Fitch Solutions to provide quantitative training.
Fitch Training operates...
